October 28th, 2008 cate
PVC is bad in so many ways and I wish everyone would come to the same conclusion, then get rid of it.
From treehugger:
“Phthalates, the plasticizer used to make vinyl soft, have been known to be a gender-bender that has been shown to affect the masculinity of rats. Even the Bush Administration, not renowned for its defence of the public against the chemical companies, has banned it from childrens’ toys.
Now new research has found new evidence of “phthalate syndrome”- smaller penises, and undescended or incompletely descended testicles- in humans. Shanna Swan, director of the Center for Reproductive Epidemiology at the University of Rochester’s school of medicine, who led the research, says phthalates are “”probably reproductive toxins and should be eliminated from products gradually because we don’t need them.”
Chemical Industry dismisses threat
Of course the American Chemistry Council, representing the companies that make the chemical (Exxon Mobil, BASF, Ferro Corp., and Eastman Chemical) warns us to be “cautioned against over-interpreting any individual study.”
Screw that; among guys, penis size is serious stuff. Martin Mittelstaedt of the Globe and Mail writes:
“Scientists have been investigating the possible effects on boys of phthalates because rodent studies have shown the chemical has the peculiar ability to shorten the space between the anus and the genitalia in male mice exposed during fetal development. This space, known as anogenital distance or AGD, is normally about twice as long in young male mice than in females. For mice, AGD is considered a measure of masculinity and a way to determine the sex of the pups. Scientists are so confident of the effect that they’ve given the impact of the chemical on male rodents a name – phthalate syndrome.
Surveys of children have also found that …..”
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August 23rd, 2008 cate
From the newscientist:
Rice bran – a so-called “superfood” – might contain dangerous amounts of a natural poison.
A new study suggests that rice bran, the shavings left over after brown rice is polished to produce white rice grains, contains “inappropriate” levels of arsenic. Andrew Meharg at the University of Aberdeen, UK, and colleagues found that the levels of arsenic in rice bran products available on the internet and used in food-aid programmes funded by the US government would be illegal in China – the only country in the world to have standards for how much arsenic is permissible in food.
Meharg’s team are calling on the European Union and the US to follow China’s example and update food standards for arsenic.
Arsenic is a natural carcinogen, present in drinking water around the world including in Australia, the US and many developing countries.
In previous work, Meharg has shown that brown rice contains more arsenic than polished white rice (Environmental Science and Technology, DOI: 10.1021/es702212p).
Nutritional drink
In the new study, Meharg and colleagues purchased brown rice from China and Bangladesh and polished part of it in the same way that it would be to produce commercial white rice. They found that 1 kilogramme of brown rice contained on average 0.76 mg of arsenic in its toxic inorganic form. The rice also contained some non-toxic, organic arsenic. The polished white rice grains contained 0.56 mg inorganic arsenic per kg, whereas the rice bran contained 3.3 mg per kg on average.
On the surface, this appears to be good news: the bran shavings are usually discarded except in Japan, where they are used in traditional pickling recipes. But in recent years a number of rice-bran products have come onto US and European markets, mainly targeted at health-food consumers. They are labelled “superfoods”: the bran is high in antioxidants, vitamins, mineral nutrients and fibre. Producers say it is the largest wasted agricultural food resource on the planet, with 60 million metric tonnes of it discarded worldwide each year.
Some companies have produced a powdered version with a long shelf life at room temperature. Mixed with water, these “rice-bran solubles” make a nutritional drink and have been distributed as food aid to malnourished children in Malawi, Guatemala, Nicaragua and El Salvador. There are plans to further expand the aid programmes in Latin America, India and the Caribbean.
Meharg and his colleagues purchased nine commercial rice-bran products online, including rice-bran solubles from NutraCea, a company that participates in food-aid programmes, and analysed their arsenic content. The products contained between 0.48 mg/kg and 1.16 mg/kg of inorganic arsenic. China recently updated its standards, and set the limit to 0.15 mg of inorganic arsenic per kg of food.
Risk analysis
“The arsenic concentrations reported are worrisome, but the risk assessment is complex,” says Philippe Grandjean, professor of environmental health at Harvard University’s School of Public Health.
Indeed, “safe” standards for arsenic intake are controversial. The risk of skin, lung, bladder and kidney cancer increases proportionally with arsenic intake, which has lead toxicologists to the conclusion that there is no “safe” limit. But risks must be weighed against the benefits gained from drinking water and eating certain foods that contain the poison.
NutraCea has carried out a pilot project distributing their rice-bran solubles to 67,000 pre-school children in Guatemala. They monitored the nutritional state of 150 children. Whereas at the beginning of the trial, 37% were deemed malnourished, that dropped to 5% after taking 15 g of the rice bran 5 days a week for 6 months. The project was funded by the US Agency for International Development USAID and the Christian Children’s Fund.
Marie Vahter, an environmental toxicologist at the Karolinska Institute in Sweden who has done extensive studies on the health effects of arsenic believes the nutritional benefits do not necessarily outweigh the risks, given the availability of other supplements. “Recent reports indicate increased fetal and infant mortality due to fairly low-level arsenic exposure via drinking water,” says Vahter. Arsenic also impairs brain development and impairs the body’s ability to repair DNA.
Unwanted substances
“Rice-bran solubles are not the only way of getting nutrients to malnourished children,” argues Meharg. “If aid agencies want to go down the bran solubles route why not wheat, oat or barely bran solubles. All these crops have ten times less total arsenic than rice and are just as nutrient rich.”
“One would expect dietary supplements to be virtually free of unwanted substances like arsenic, especially when aimed at children, who are particularly vulnerable to arsenic,” says Grandjean.
Drinking water limits on arsenic levels are more widespread than food limits, despite animal studies showing that the body does not distinguish between arsenic derived from food and from drink. Water limits tend to be based on the World Health Organization’s “provisional” guideline limit of 0.01 mg of arsenic per litre of drinking water – although the WHO itself admits that “based on health criteria” the guideline would be less than this. It says the value is restricted by measurement limitations, hence its provisional nature.
According to China’s standards, all of the rice-bran products tested by Meharg would be illegal. According to the UK’s 50-year-old standards, two of the nine products are safe – yet all can be purchased online in the UK. The US has no standards for arsenic levels in food, and has a limit of 0.01 mg/l in drinking water.
“We totally agree with the overall message that it is important to set standards for inorganic arsenic in our food,” comments Walter Goessler, an arsenic expert at the Karl-Franzens University in Austria.
“Rice-bran solubles are being produced by commercial companies who profit from this commodity,” says Meharg.
At the time of going to publication, NutraCea had not replied to New Scientist’s request for comment.
[source]
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August 9th, 2008 cate
From boston.com:
“Massachusetts health authorities are warning consumers not to eat ground beef bought from Whole Foods Markets over the last two months after seven infections have been linked to meat bought there, some after a national recall.
The state Department of Public Health today confirmed the seventh E. coli case linked to ground beef. The people who fell ill — five of whom were hospitalized — had all eaten ground beef from Whole Foods last month. Preliminary results indicate that the ground beef products were part of a nationwide recall of meat produced by Nebraska Beef Ltd. because of possible E. coli contamination.
“A review of records from Whole Foods indicates that some of the stores received product from the recall list,” the state said in a release. “At this time, it is not known why the food listed under the USDA recall was sold to the public after the recall date.”
In a statement, Whole Foods said it will “continue to work with state and federal authorities as this investigation progresses, and looks forward to providing its customers with the high quality products that they have come to expect.”
The products involved include ground beef and ground beef patties from the stores’ meat counters as well as packaged meat found in the stores’ cooler. Any meat bought between June 2 and August 6 should be thrown out, state officials said. Consumers should also check their freezers for meat they may have bought last month and frozen for later use.
E. coli can cause bloody diarrhea, dehydration, and in the most severe cases, kidney failure. The very young, the elderly and persons with weakened immune systems are the most susceptible to foodborne illness.
Ground beef cooked to an internal temperature of 160 degrees Fahrenheit kills the bacteria.” [source]
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August 5th, 2008 cate
What is the difference between these millionaires and you? Not much. They are just like you except they have lots and lots of money. Can you, too? Answer: Yes.
From rd:
“When you think “millionaire,” what image comes to mind? For many of us, it’s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.
But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring: “For the rich, it’s not about getting more stuff. It’s about having the freedom to make almost any decision you want,” says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don’t like.
According to the Spectrem Wealth Study, an annual survey of America’s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.
If more people are getting richer than ever, why shouldn’t you be one of them? Here, five people who have at least a million dollars in liquid assets share the secrets that helped them get there.
Set your sights on where you’re going
Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts. “At times we were so broke that we washed our clothes in the bathtub because we couldn’t afford the Laundromat.” Now he’s a 49-year-old investment advisor and multimillionaire in York, South Carolina.
There was one big reason Jeff pulled ahead of the pack: He always knew he’d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.
Wanting to be wealthy is a crucial first step. Says Eker, “The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things.”
It all started for Jeff when he met a stockbroker at a Christmas party. “Talking to him, it felt like discovering fire,” he says. “I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.” Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. “There were lots of struggles,” says Jeff, “but what got me through it was believing with all my heart that I would succeed.”
Educate yourself
When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job—but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”
One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.
Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house—what should I do?’ A lot of times, I wouldn’t know the answer, but I’d go find it and learn something in the process,” he says.
In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.
“I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,” says Steve. “You can do anything once you understand the basics.”
Passion pays off
In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. “When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.”
Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting?
With $6,000 in savings, a bank loan and a friend’s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn’t easy. “I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn’t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.”
She stuck with it, even after her husband died three years later. “I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,” she says.
The positive attitude worked: Jill’s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.
According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn’t something they cared about.
Grow your money
Most of us know the never-ending cycle of living paycheck to paycheck. “The fastest way to get out of that pattern is to make extra money for the specific purpose of reinvesting in yourself,” says Loral Langemeier, author of The Millionaire Maker. In other words, earmark some money for the sole purpose of investing it in a place where it will grow dramatically—like a business or real estate.
There are endless ways to make extra money for investing—you just have to be willing to do the work. “Everyone has a marketable skill,” says Langemeier. “When I started out, I had a tutoring business, seeing clients in the morning before work and on my lunch break.”
A little moonlighting cash really can grow into a million. Twenty-five years ago, Rick Sikorski dreamed of owning a personal training business. “I rented a tiny studio where I charged $15 an hour,” he says. When money started trickling in, he squirreled it away instead of spending it, putting it all back into the business. Rick’s 400-square-foot studio is now Fitness Together, a franchise based in Highlands Ranch, Colorado, with more than 360 locations worldwide. And he’s worth over $40 million.
When extra money rolls in, it’s easy to think, Now I can buy that new TV. But if you want to get rich, you need to pay yourself first, by putting money where it will work hard for you—whether that’s in your retirement fund, a side business or investments like real estate.
No guts, no glory
Last summer, Dave Lindahl footed the bill for 18 relatives at a fancy mansion in the Adirondacks. One night, his dad looked out at the scenery and joked, “I can’t believe we used to call you the black sheep!”
At 29, Dave was broke, living in a small apartment near Boston and wondering what to do after ten years in a local rock band. “I looked around and thought, If I don’t do something, I’ll be stuck here forever.”
He started a landscape company, buying his equipment on credit. When business literally froze over that winter, a banker friend asked if he’d like to renovate a foreclosed home. “I’m a terrible carpenter, but I needed the money, so I went to some free seminars at Home Depot and figured it out as I went,” he says.
After a few more renovations, it occurred to him: Why not buy the homes and sell them for profit? He took a risk and bought his first property. Using the proceeds, he bought another, and another. Twelve years later, he owns apartment buildings, worth $143 million, in eight states.
The Biggest Secret? Stop spending.
Every millionaire we spoke to has one thing in common: Not a single one spends needlessly. Real estate investor Dave Lindahl drives a Ford Explorer and says his middle-class neighbors would be shocked to learn how much he’s worth. Fitness mogul Rick Sikorski can’t fathom why anyone would buy bottled water. Steve Maxwell, the finance teacher, looked at a $1.5 million home but decided to buy one for half the price because “a house with double the cost wouldn’t give me double the enjoyment.”
It’s not a fluke: According to the 2007 Annual Survey of Affluence & Wealth in America, some of the richest people “spend their money with a middle-class mind-set.” They clip coupons, wait for sales and buy luxury items at a discount.
No kidding! Talk show host Tyra Banks calls herself the Queen of Cheap and keeps perfume samples from magazine ads in her purse for quick touch-ups.
Sara Blakely, founder of the $100 million shapewear company Spanx, gets her hair trimmed at Supercuts.
And Warren Buffett, the third richest person in the world, according to Forbes, lives in the same Omaha, Nebraska, home he bought four decades ago for $31,500.”
[source]
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June 7th, 2008 cate
Wise words from marketing guru Seth Godin:
“Angry people are different from other people. They are not just an inch or two along some curve. Instead, there’s a gap in the curve, a vertical chasm, separating the angry from everyone else.
You may encounter angry prospects (angry before you even got there) or angry customers or angry regulators or even angry employees. They’re similar to each other but different from the rest of us.
It’s tempting to treat an angry person just like a typical person, just… angrier. This is probably a mistake, because anger brings its own reality along with it. An angry customer isn’t just a little less valuable than a non-angry customer. In fact, she’s on a curve all her own.
I have two suggestions for dealing with angry folks:
Sometimes, you can just avoid them. You can choose not to work with angry people. Just move on. There are plenty of non-angry people out there.
You can acknowledge the anger and understand that until you make the anger go away, all responses are going to be off the charts and completely useless to you. The opportunity in working with an angry person is that you can somehow turn that angry person into a non-angry one… and from there, move them up the curve to a relationship you both value. The mistake marketers make all the time is that we believe that moving the person up the curve is the next step. It’s not. No one moves while they’re angry.
“I’m never coming back to this restaurant again!” is angry.
“Our special next week is lasagna…” isn’t going to do the trick as a response.
“I’m angry that my candidate didn’t win the primary,”
so, “Consider my health plan,” isn’t going to work.
“You cancelled my flight!” is angry, thus…
“That’s our policy sir, read the ticket,” is obviously a lousy marketing ploy.”
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